EMC Mortgage Corporation is a wholly owned subsidiary of Bears Stearns Company and has its headquarters in Irving, Texas. EMC specializes in providing mortgage loans to people who do not have a perfect score and in no-doc and lo-doc. The company was founded in 1990 and today has over 1000 employees. They focus on providing all the services that are associated with residential mortgage loans. Today with the mortgage businesses going through a bad period a lot of EMC customers are worried about their mortgages and their ability to pay the installments. EMC mortgage customer service decided to help out customers and formed a group of mortgage specialist called the EMC mod squad who are teaming up with local community services across USA to help home owners who are in distress and in fear of losing their homes. They are offering counseling services and also ways of restructuring installment payments so that the home owner can retain their homes and not have to go through foreclosure and loose their homes.

EMC Mortgage Corporation caters mostly for customers who do not have a very healthy credit score and try and give them mortgage loans so that they can become home owners. They also took up Alt-A mortgage which is in which a customer may provide the minimum documentation that is required to secure a mortgage loan or they could provide no documentation and secure a mortgage loan. No-doc and lo-doc mortgages are considered to be high risk mortgages as the mortgage company did not have documentary proof of a customer’s income. Yet EMC Mortgage Corporation decided to focus on giving mortgage loans to these customers. EMC Mortgage Corp also has their own web site and customers can contact the company for a mortgage through the web site. EMC mortgage and online payment facility is one of the facility that is offered by EMC and customers can check their payment status and make online payments on their mortgage installments.

EMC Mortgage Corporation are available throughout the USA and as the parent company Bears Stearns is one of the biggest underwriters of the mortgage industry EMC Mortgage Services is able to offer very competitive interest rates on the mortgage loans that they provide. Right now representative jobs with EMC Mortgage Corporation have reduced due to the turmoil that the mortgage industry is in right now. All available jobs with EMC Mortgage Corporation are advertised on their web site and one can apply online to them.

EMC Mortgage Corporation does look for other business partners especially real estate brokers and contractors for helping out in sale of houses that they have acquired and need to dispose.

There are customer complaints of customers being overcharged in their mortgage bills or their accounts not being updated and most mortgage companies are faced with this dilemma of customer complaints. Some cases are genuine whereas there are other which are not a fault of the mortgage company but due to a lack of understanding the terms and conditions of the mortgage contracts. The EMC mod squad also has a toll free number and people are free to call them up on any business day and get advice regarding their mortgages. EMC Mortgage Corporation has shown that they are genuinely interested in helping out troubled customers and not forcing people out of their homes.

EMC mortgage services provide EMC mortgage customer service; make payment at EMC mortgage and complaints EMC mortgage services. EMC Mortgage Corporation is one of the few companies that endeavor to provide the best possible customer support services in these days of a very troubled mortgage market.