Suntrust

SunTrust Mortgage Inc is a subsidiary of SunTrust Bank and started operations in 1998. It is based in Atlanta, Georgia and SunTrust bank deals in; mortgage banking, credit cards, insurance, brokerage services and capital market services. SunTrust mortgage was formed by the merger of Crestar Mortgage Corporation and the residential mortgage lending branch of SunTrust bank. SunTrust Mortgage is one of the largest bank owned mortgage companies in USA and is a HUD approved Mortgage Company. SunTrust mortgage has 135 offices through which they extend mortgage loans and they do mortgage loans in 50 states of America and the District of Columbia. They have their own network of mortgage brokers in 48 states of USA.

SunTrust Bank is one of the strongest and biggest financial holding company in USA. SunTrust bank was founded in 1985 with the merger of Trust Company of Georgia and SunBank Florida. SunTrust Bank has five major financial business areas in which they operate which are; mortgage, retail banking, commercial banking, corporate and investment banking and wealth and investment management.

SunTrust mortgage Inc has their web site and they offer home purchase mortgage loans, refinance and debt consolidation. Their application forms for loans, and mortgage loan calculators and a whole host of other mortgage information is available at their web site and all one needs to do is to visit the web site and see the different options that are offered and also enter the loan type and term and get to know what the monthly installments are going to be. One can also see the type of loan that they qualify for before actually applying. One can also find out the type and amount of loan that they qualify for and it is like putting one’s self through a prequalification check before actually getting engaged in the business of applying for a mortgage loan. One can also apply for a mortgage loan and put it on hold and when one feels that they are ready to take out a mortgage they can then complete and send the application for processing.

SunTrust bank offers SunTrust bank online services and one have to sign up to get the online banking services. SunTrust bank online services can be accessed and operated from anywhere in the world wherever there is an Internet connection available. One can also pay their bills through SunTrust bank online services. SunTrust bank offers educational loans, small business financing, and retirement plans.

SunTrust homepage offers links to all its major affiliates and one do online banking, look at careers at SunTrust or learn about their educational loans and retirement plans. There is also an introductory video on their web site that one can play to learn about the organization and their different businesses. One can even find a loan officer in their area of residence or the nearest SunTrust bank’s ATM machine.

SunTrust Mortgage Inc reported a servicing portfolio of over $ 130 billion in 2006 and they had originated mortgage loans of $43.3 billion and purchased loans worth $ 12.1 billion in 2006. During the same period they had a clientele of 847,665 borrowers.

SunTrust Mortgage Inc deals in all types of mortgage loans including FHA and VA mortgage loans. They have a loan calculator, finding a loan officer, a research library and a whole host of associated information that is available at their web site. So if one visits their web site one can get all the information that they need about their entire services and one can also join in a chat room and exchange views with other people.

SunTrust mortgage Inc endeavors to be one of the leading mortgage houses in USA and they are one of the few bank owned mortgage companies in the USA.